Virginia Gardens, Florida Mortgage Rates

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Virginia Gardens Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Virginia Gardens Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Virginia Gardens are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

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View Legal Rate Disclaimer

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Virginia Gardens, Florida Mortgage Calculator

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    Facts About Us
    1. We shop 40 Virginia Gardens lenders in order to save you money and find you lower rates.
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    2. Apply Online

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    4. Close Your Loan

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    Check out our Virginia Gardens, FL Mortgage Reviews

    Virginia Gardens is a village in Miami-Dade County, Florida, United States. According to the U.S. Census Bureau, the village had a population of 2,375 in 2010.

    In 1947, Miami Springs (of which it was then a part) passed an ordinance outlawing horses from the city limits. In response, about 50 citizens decided to break away and form their own village.[4]